Operations

AFGRI Insurance provides innovative risk solutions and insurance protection along with service excellence and competitive pricing. AFGRI Insurance offers insurance broking services in personal insurance, business insurance, farming insurance, crop insurance, partnership assurance, investments, financial planning, life insurance, credit life insurance, healthcare/medical aid, estate planning and all agri related risks.

Largest crop insurance brokerage in South Africa

AFGRI Insurance Brokers is a composite insurance broker specialising in all aspects of short-term and longterm insurance.

Commercial, Personal Lines and Agri Insurance

AFGRI Insurance Brokers has set the standard for Agri insurance broking within South Africa. We specialise in crop, credit life and other risks facing today’s farmer. We also specialise in commercial and corporate insurance. This experience and vast knowledge is also filtered into the personal lines arena and we are able to offer our clients competitive products to cover their homes, contents and vehicles.

With more than 100 years of combined knowledge and experience, we have the expertise to service and underwrite from a small commercial risk to a large corporate client.

Employee Benefit Schemes

Our trained and professional advisory team is equipped to:

• Analyse the need regarding your current position
• Prepare a full report on your options, based on the analysis and information gathered and implement the solution
• Provide on-going support and consultation. Healthcare

We are able to offer the following services:

• Non-biased and factual comparisons between the various medical schemes
• General education and training e.g. plan selection advice for both new and existing members
• Assistance with Employee Assistance Programmes, Wellness and HIV Management, which includes professional consultants, on-site visits, strategic advice, lifestyle management
• International medical aid cover
• Expatriate cover
• Worldwide leisure and business travel insurance
• Assurance that medical schemes comply with legislation.

Financial Planning

We believe that it is important for you to develop an on-going relationship with your planner and we ensure that the plan is implemented and monitored with you. The plan involves: retirement planning, investment, life and disability cover, estate planning and tax consultation.

Services for companies

We also offer Business Assurance advice, following the same philosophy for individuals in a coaching and analysis process. This involves business continuity and assurance, such as partnership and keyman plans for businesses. There is always a need to review policies in place for businesses. Specific policies are often in place for partners who may need to buy each other out on the death of a partner. Businesses also put policies in place for key individuals who are vital to the development of the business.

The benefits:

• Consolidating all your insurance requirements
• Expert advice based on your needs
• A dedicated administration team
• Assistance with regards to compliance with legislation
• Industry updates on a regular basis
• Training of staff members on benefits they have on the fund
• Training can be offered in African languages.